Cash Offer Deductions How to Compare the Final Numbers
Two cash offers with similar starting prices can produce different proceeds. Compare the complete written terms and ask which numbers can still change before choosing an offer.
Separate price from deductions
Identify agreed repair adjustments, fees, concessions and seller-paid closing expenses. Ask whether an inspection could lead to another proposed change. Avoid assuming that no commission means there are no other costs.
Use the same payoff assumptions
Loan balances and date-dependent charges can affect the amount you receive. Ask escrow for the appropriate payoff process and compare offers using consistent expected dates when possible.
Price the timing
Include the costs of holding the property while the transaction proceeds. Also consider whether moving, storage or an agreed occupancy period adds expense. A faster offer and a slower offer need a consistent comparison.
Keep a current version
If a buyer revises the offer after inspection, update the comparison before agreeing. Review whether the revised price and conditions still solve the problem that brought you to the sale.
Common question
Is the first number an investor gives me the amount I will receive? Not necessarily. Final proceeds depend on the agreed contract, closing charges, obligations and adjustments.
Next step
Ask Bobby for a transparent comparison of your current written offer and a realistic listing alternative.